IOWA MOTORCYCLE LAW*

 

Iowa motorcyclists are protected under Iowa motorcycle law that makes negligent drivers responsible and liable to Iowa motorcyclists. A biker who is involved in an Iowa motorcycle accident may obtain compensation for his or her injuries that were caused by the other driver’s negligence. Damages may include payment for pain and suffering, scarring, disfigurement, loss of enjoyment of life, economic loss, no fault benefits, and more. What follows are some of the relevant law involving motorcycles in the State of Iowa.

 

If you sustained an injury due to an Iowa motorcycle accident and you haven’t contacted a lawyer about your Iowa motorcycle accident, the best thing you can do for yourself is contact us NOW. We’ll listen to you and help you understand your options. If you have a case, we’ll help you find the best motorcycle accident injury attorney or law firm in your area. As an attorney who litigates these cases, I belong to many trial lawyer and motorcycle lawyer groups and have gone out of my way to find the best motorcycle attorneys in each state. Even the phone call is free, and there is no obligation. Don’t wait until it’s too late, make a simple call and talk to attorney Jason Waechter, The Motorcycle Lawyer.        1-877-Biker-Law (1-877-245-3752).

 

Ø      Iowa is at at-fault state. This means that the law of negligence governs car accidents. The person who is found to be “at fault” for the accident can be held accountable for your injuries and damages in your Iowa motorcycle accident.

 

Ø      Iowa Helmet Law: State law in Iowa does not require Iowa motorcycle riders and operators to wear a helmet.

 

Ø      Iowa Eye Protection law: State law in Iowa does not require Iowa motorcycle riders and operators to wear eye protection. 

 

Ø      Iowa Statute of Limitations: To bring a suit for injuries resulting from your Iowa motorcycle accident, you must do so within 2 years from the date of your Iowa motorcycle accident.

Chp 614: 614.1 Period.

Actions may be brought within the times herein limited, respectively, after their causes accrue, and not afterwards, except when otherwise specially declared:

2.      Injuries to person or reputation--relative rights--statute penalty.  Those founded on injuries to the person or reputation, including injuries to relative rights, whether based on contract or tort, or for a statute penalty, within two years.

Ø      Iowa Minimum Insurance Requirements: The minimum insurance requirements for your Iowa motorcycle is compulsory liability insurance.

The following are the minimum liability insurance limits for Iowa motorcycles:

·        Bodily Injury Liability (1 person): $25,000

·        Bodily Injury Liability (all injuries in one accident): $50,000

·        Property Damage Liability: $15,000

Ø      Uninsured & Underinsured Motorist Coverage (UIM): If you are injured in an Iowa motorcycle accident, and the at-fault driver does not have insurance, your injuries may be covered by your UIM coverage. This can also apply when the at-fault driver who caused your Iowa motorcycle accident does not have adequate or sufficient insurance to cover your damages.

 

Ø      Hit & Run Accidents: If you are injured in an Iowa motorcycle accident with a hit and run driver, or unidentified at-fault driver, you may be able to recover for damages under your UIM coverage plan.

 

Ø      Recover for Damages & Injuries: If you are injured in an Iowa motorcycle accident, you may be able to recover damages for some or all, but not limited to, the following:

·        Physical pain & suffering

·        Mental pain & suffering

·        Lost income (past & future)

·        Medical expenses (past & reasonable future)

·        Permanent impairment injuries

·        Permanent serious disfigurement injuries

·        Loss of enjoyment of life

·        Loss of consortium

·        Physical property damage

*There are many exceptions, special definitions and complex issues that cannot be explained in this material. It is not intended to be a substitute for specific legal advice. Your legal rights greatly depend on the facts of your accident.

 

*Law changes constantly. Do not rely on this information. Law is vast and can not be covered in this limited space.

 

***Law portion of site in progress. Iowa motorcycle law regarding Iowa motorcycle accidents is being drafted and will be updated soon. Please call our firm for a free consultation to see if you have a case.